| Sr. No. | Conditions | Requirements |
| 1 | Maximum limit | Limit Rs. 40.00 lacs per employee. |
| 2 | Eligibility | Minimum age of 21 years or Maximum age of 65 years/ Individual/Business/Govt. employee 50 times of avg. net montly income of last three yrs./50 B.P. + D.A. respectively .The loan will be provided to the eligible borrowers within the whole distt. Panchkula. |
| 3 | Purposes | For purchase/ construction of house/Flat, Purchase of residential Plot/ Payment of installment /Installments of plots allotted by HUDA. Repair & Renovatiion of the dwelling .Payment of earnest money of HUDA plots. |
| 4 | Repayment | Max. 20 yrs or up-to 58 yrs. of age. The loan amount will be repaid in equated monthly installments/ the pre payment of the entire lone or an installment/installment will be permissible without any extra charge. EMI shall be payable by 15th of every month either by check or demand draft. |
| 5 | Margin | 25% |
| 6 | Security | Mortgage and Mutation of property, two guarantors, Post Dated Check. |
| 7 | Rate of Interest | Rural 9%, Urban 8% Public Monthly |
| School &College 11% Monthly | ||
| 8 | Required Documents | Duly completed application form /one passport size photograph /proof of residence/Sale Deed agreement/ |
| TDS Certificate / Three year I. T. returns duly acknowledged by ITO/assessment orders for computation of income. | ||
| Salary certificate from employ. Photocopies of challans of Advance I.T. paid . | ||
| For more Detail contact to our nearest Branch. |