Service Charges

Sr.

No

Name of Item

Existing Charges of DCCB PKL

w.e.f. 01.01.2005

Revised Charges of Our bank

w.e.f. 01.12.2016

A. Saving /Current Account

1.

Minimum balance required – Saving Bank Individual

a.   Minimum balance required to be maintained Rs. 500/-

b.   Rs. 10/- per transaction if the balance maintained less than of

Rs. 500/-

Rs.50/- *per quarter be deducted if the Average quarterly balance is maintained less than Rs.500/- The penal charges should be directly proportionate to the extent of shortfall observed.

Except SB Zero Balance A/c,

PMJDY & Social Security

Pension A/c

2.

Minimum balance required – Current

A/c Individual &

Society

a.   Minimum balance required to be maintained Rs. 2000/-

b.   Rs. 10/- per transaction if the balance is maintained less than Rs.

2000/-

Rs. 100/-* per quarter be deducted if the Average quarterly balance is maintained less than Rs.2000/The penal charges should be directly proportionate to the extent of shortfall observed.

3.

Annual Charges – Current A/c

—

Rs.100/-* p.a.

4.

Issue of ChequeSaving Bank

**Rs. 2/- per cheque if the balance remains less than Rs. 10,00,000/-

2 Cheque books free without charges during the Financial year thereafter Rs.2/-* per leaf shall be charged.

5.

Issue of ChequeCurrent A/c

**Rs. 2/- per cheque if the balance remains less than Rs. 10,00,000/-

1 Cheque books free without charges during the Financial year thereafter Rs.2/-* per leaf shall be charged.

6.

Issue of Fresh Pass Book

—

No charges

7.

Duplicate Pass Book

Rs. 10/-

Rs.20/- *

8.

Statement of Accounts

Rs. 30/- per page (if manual)

Free A/c Statement once in a month and Rs. 10/- *per page for reprint/duplicate from Individual and Institution.

9.

Stop payment charges

Rs. 10/- per cheque

Rs.50/-* per instrument

10.

Account closure before 12 months ( A/c transfer not included)

—

S.B. Rs. 100/- * C/A Rs.200/-*

11.

Cheque returned charges

Rs. 20/- per cheque

Rs.50/-* per cheque

12.

ECS, ACH (Debit) Returned Charges

—

Rs. 50/- * per event

13.

Signature

verification/ attestation

Rs. 20/- per form.

Rs.50/- *per form

14.

Guarantee against term deposit

Rs.2% p.a. of guarantee amount

Rs.2% p.a. *of guarantee amount

B. Remittance facility

1.

Pay order/Banker’s Cheque

a)            Upto Rs.10,000/- Rs.20/-

b)            Rs.10001/- to 1.00 lac Rs.1.25/- per thousand with minimum of Rs.20/c) Above Rs.1.00 lac Paise 60 per thousand with a minimum of Rs.125/-

a)            Upto Rs.10,000/- Rs.25/- *

b)            Rs.10001/- to 1.00 lac Rs.1.50/per thousand with minimum of

Rs.30/- *

c)            Above Rs.1.00 lac Rs. 1/-* per

thousand with a minimum of

Rs.200/-*

2.

Issuance of Drafts

a)Upto Rs.5000/- Rs.20/-

b)            Above Rs. 5000/- and upto Rs.

10000/- Rs. 25/-

c)             Above Rs. 10000/- to Rs. 1.00 lac

Rs. 2.50 per thousand

d)            Above Rs. 1.00 lacs Rs. 2.50 per thousand.

a)Upto Rs.5000/- Rs.30/-*

b)            Above Rs. 5000/- and upto Rs.

10000/- Rs. 40/-*

c)            Above Rs. 10000/- to Rs. 1.00 lac Rs. 2.50* per thousand with minimum of Rs. 50/-*

d)            Above Rs. 1.00 lacs Rs. 2.50*

per thousand with minimum of

Rs.300/-*

3.

Revalidation/cancell ation & Issuance of duplicate pay order/drafts

Rs. 20/-

Rs.50/-* per    instrument

C. Bill for Collection ( Outgoing)

A

Upto

Rs.10,000/-

Rs.25/-  + Rs. 25/- as postal

A

Upto

Rs. 10,000/-

Rs. 50/- *per instrument

B

Rs.10001 to 1,00,000/-

Rs.4/- per thousand + Rs.

25/- postal

B

Rs. 10001 to

1,00,000/-

Rs. 100/-* per instrument

C

Rs.1,00,000

Rs.3.50/- per thousand with a minimum of Rs. 400/- + Rs. 25/as postal

C

Rs.

1,00,001/- & above.

Rs. 150/-* per instrument

1) Above charges are all inclusive ( No courier charges out of pocket expenses.) 2) These charges are applicable only to transaction originated payable within india( above proposed rates are based on RBI circular No. DPSS> Co. 611/3.01.03(P) / 2008-09 dated 08-10-2008.

D. Bill for collection ( Incoming)

i) As above No. “C” ii) Bank shall not charge if the collection is made under Haryana Mutual Arrangement Scheme & All

India Mutual Arrangement Scheme.

i) As above No. “C” ii) Bank shall not charge if the collection is made under Haryana Mutual Arrangement Scheme & All India Mutual Arrangement Scheme from member banks.

E.   Exemption   for    the

Bank Staff

a)            Free draft/ pay order facilities if the same is prepared from his A/c

b)            Bills shall be collected at par except postal charges.

c)             Saving account minimum balance of

Rs. 50/-

d)            One      free      cheque book during   a year.

e)            Loan against term deposit/RD at par with intt. and amount.

i)      Two draft/pay order facilities shall be allowed without charges during the month if the same is prepared from his

A/c.

ii)     Bills shall be collected at par except postal charges.

iii)    Minimum balance in S.B. A/c

Rs.100/-*.

iv)    Free cheque book facilities provided to the bank staff.

F. Exemption for valued customers.

a)   Free draft, pay order/transfer facilities will be provided to societies/institutions in their name/affiliated with their institutions/societies situated in the state of Haryana.

b)   Service charges will be exempted full or partly as per agreement with the permission of G.M./MD.

c)   50% service charges on Demand Drafts, Pay Orders & Transfer facilities to the valued staff/officers of the

Government/Board

/Corporation/Societies, Gallantry person and senior citizens with the permission of branch manager.

a)    Free draft, pay order/transfer facilities will be provided to societies/institutions in their name/affiliated with their institutions/societies situated in the state of Haryana.

b)    Service charges will be exempted full or partly as per agreement with the permission of G.M./MD.

c)     50% service charges on Demand Drafts, Pay Orders & Transfer facilities to the valued staff/officers of the

Government/Board

/Corporation/Societies,

Gallantry person and senior citizens with the permission of branch manager.

NOTE :

**Free cheque book facility to the account holder which are having a minimum balance of Rs. 10.00 lacs or above.

*Good and Service Tax Mandatory and charged extra as applicable from time to time.