Service Charges

                        Bank offer wide range of services under various categories, some of the services  offered to the customers attract charges which are revised time to time by the Bank.
                   Non Fund Business Committee of the bank in its meeting dated 06.10.2016 has revised the commission/exchange rate w.e.f. 01.12.2016 and fixed as under :-

 

Sr.

No

Name of Item

Existing Charges of DCCB PKL

w.e.f. 01.01.2005

Revised Charges of Our bank

w.e.f. 01.12.2016

A. Saving /Current Account

1.

Minimum balance required – Saving Bank Individual

a.   Minimum balance required to be maintained Rs. 500/-

b.   Rs. 10/- per transaction if the balance maintained less than of

Rs. 500/-

Rs.50/- *per quarter be deducted if the Average quarterly balance is maintained less than Rs.500/- The penal charges should be directly proportionate to the extent of shortfall observed.

Except SB Zero Balance A/c,

PMJDY & Social Security

Pension A/c

2.

Minimum balance required – Current

A/c Individual &

Society

a.   Minimum balance required to be maintained Rs. 2000/-

b.   Rs. 10/- per transaction if the balance is maintained less than Rs.

2000/-

Rs. 100/-* per quarter be deducted if the Average quarterly balance is maintained less than Rs.2000/The penal charges should be directly proportionate to the extent of shortfall observed.

3.

Annual Charges – Current A/c

Rs.100/-* p.a.

4.

Issue of ChequeSaving Bank

**Rs. 2/- per cheque if the balance remains less than Rs. 10,00,000/-

2 Cheque books free without charges during the Financial year thereafter Rs.2/-* per leaf shall be charged.

5.

Issue of ChequeCurrent A/c

**Rs. 2/- per cheque if the balance remains less than Rs. 10,00,000/-

1 Cheque books free without charges during the Financial year thereafter Rs.2/-* per leaf shall be charged.

6.

Issue of Fresh Pass Book

No charges

7.

Duplicate Pass Book

Rs. 10/-

Rs.20/- *

8.

Statement of Accounts

Rs. 30/- per page (if manual)

Free A/c Statement once in a month and Rs. 10/- *per page for reprint/duplicate from Individual and Institution.

9.

Stop payment charges

Rs. 10/- per cheque

Rs.50/-* per instrument

10.

Account closure before 12 months ( A/c transfer not included)

S.B. Rs. 100/- * C/A Rs.200/-*

 

11.

Cheque returned charges

Rs. 20/- per cheque

Rs.50/-* per cheque

 

12.

ECS, ACH (Debit) Returned Charges

Rs. 50/- * per event

 

13.

Signature

verification/ attestation

Rs. 20/- per form.

Rs.50/- *per form

 

14.

Guarantee against term deposit

Rs.2% p.a. of guarantee amount

Rs.2% p.a. *of guarantee amount

 

B. Remittance facility

 

 

 

1.

Pay order/Banker’s Cheque

a)            Upto Rs.10,000/- Rs.20/-

b)            Rs.10001/- to 1.00 lac Rs.1.25/- per thousand with minimum of Rs.20/c) Above Rs.1.00 lac Paise 60 per thousand with a minimum of Rs.125/-

a)            Upto Rs.10,000/- Rs.25/- *

b)            Rs.10001/- to 1.00 lac Rs.1.50/per thousand with minimum of

Rs.30/- *

c)            Above Rs.1.00 lac Rs. 1/-* per

thousand with a minimum of

Rs.200/-*

 

2.

Issuance of Drafts

a)Upto Rs.5000/- Rs.20/-

b)            Above Rs. 5000/- and upto Rs.

10000/- Rs. 25/-

c)             Above Rs. 10000/- to Rs. 1.00 lac

Rs. 2.50 per thousand

d)            Above Rs. 1.00 lacs Rs. 2.50 per thousand.

a)Upto Rs.5000/- Rs.30/-*

b)            Above Rs. 5000/- and upto Rs.

10000/- Rs. 40/-*

c)            Above Rs. 10000/- to Rs. 1.00 lac Rs. 2.50* per thousand with minimum of Rs. 50/-*

d)            Above Rs. 1.00 lacs Rs. 2.50*

per thousand with minimum of

Rs.300/-*

 

3.

Revalidation/cancell ation & Issuance of duplicate pay order/drafts

Rs. 20/-

Rs.50/-* per    instrument

 

C. Bill for Collection ( Outgoing)

 

A

Upto

Rs.10,000/-

Rs.25/-  + Rs. 25/- as postal

 

A

Upto

Rs. 10,000/-

Rs. 50/- *per instrument

 

 

B

Rs.10001 to 1,00,000/-

Rs.4/- per thousand + Rs.

25/- postal

B

Rs. 10001 to

1,00,000/-

Rs. 100/-* per instrument

 

C

Rs.1,00,000

Rs.3.50/- per thousand with a minimum of Rs. 400/- + Rs. 25/as postal

C

Rs.

1,00,001/- & above.

Rs. 150/-* per instrument

 

1) Above charges are all inclusive ( No courier charges out of pocket expenses.) 2) These charges are applicable only to transaction originated payable within india( above proposed rates are based on RBI circular No. DPSS> Co. 611/3.01.03(P) / 2008-09 dated 08-10-2008.

 

 

 

D. Bill for collection ( Incoming)

i) As above No. “C” ii) Bank shall not charge if the collection is made under Haryana Mutual Arrangement Scheme & All

India Mutual Arrangement Scheme.

i) As above No. “C” ii) Bank shall not charge if the collection is made under Haryana Mutual Arrangement Scheme & All India Mutual Arrangement Scheme from member banks.

 

E.   Exemption   for    the

Bank Staff

a)            Free draft/ pay order facilities if the same is prepared from his A/c

b)            Bills shall be collected at par except postal charges.

c)             Saving account minimum balance of

Rs. 50/-

d)            One      free      cheque book during   a year.

e)            Loan against term deposit/RD at par with intt. and amount.

i)      Two draft/pay order facilities shall be allowed without charges during the month if the same is prepared from his

A/c.

ii)     Bills shall be collected at par except postal charges.

iii)    Minimum balance in S.B. A/c

Rs.100/-*.

iv)    Free cheque book facilities provided to the bank staff.

 

F. Exemption for valued customers.

a)   Free draft, pay order/transfer facilities will be provided to societies/institutions in their name/affiliated with their institutions/societies situated in the state of Haryana.

b)   Service charges will be exempted full or partly as per agreement with the permission of G.M./MD.

c)   50% service charges on Demand Drafts, Pay Orders & Transfer facilities to the valued staff/officers of the

Government/Board

/Corporation/Societies, Gallantry person and senior citizens with the permission of branch manager.

a)    Free draft, pay order/transfer facilities will be provided to societies/institutions in their name/affiliated with their institutions/societies situated in the state of Haryana.

b)    Service charges will be exempted full or partly as per agreement with the permission of G.M./MD.

c)     50% service charges on Demand Drafts, Pay Orders & Transfer facilities to the valued staff/officers of the

Government/Board

/Corporation/Societies,

Gallantry person and senior citizens with the permission of branch manager.

 

NOTE :

**Free cheque book facility to the account holder which are having a minimum balance of Rs. 10.00 lacs or above.

*Good and Service Tax Mandatory and charged extra as applicable from time to time.